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Song Details
Rank this week: 10 (↑24)
Duration: 2:50 
Release Date: 12/10/1988  (DJ Particle) 
Lyrics By: Scott Evans (Stavro Arrgolus) 
Music By: Scott Evans (Stavro Arrgolus) 
Produced By:
Released By: CD Baby (Stavro Arrgolus) 
Published By: CD Baby Alpha Music (Stavro Arrgolus) 
Licensing: ASCAP  #887731961 (Stavro Arrgolus) 
  • Was a local hit in Philadelphia. (A-Log)
  • Came about due to financial troubles that lead singer Scott Evans had at the time. He told a friend "It's gonna be a credit card Christmas!"; inspiration struck seconds later. (A-Log)
  • Song Lyrics:
    (Christmastime, Christmastime,
    Christmastime is here)

    Every year it's the same old story
    You turn around and it's Christmas again
    I try to save, but I spend all my money
    on things I don't need in the end

    Day in and day out I put my time in,
    but my Christmas Club's still long overdue
    That's okay and my bankers still loves me
    'cause all around, plastic will do

    It's gonna be a credit card Christmas
    I ain't got no money to spend
    It's gonna be a credit card Christmas
    The charging season begins

    (Christmastime, Christmastime,
    Christmastime is here)

    Jesus saves and his birthday is coming
    I'm glad he can save me 'cause I never do
    Oh Lord, won't you help me
    I got no more money
    I'm always in the red and I'm blue


    Mom needs a vacuum and Dad needs new tools
    And Rich, he'd like a new sweater
    Denise asked for new shoes and Liz'll get boots
    I don't care what they get
    I think that coal would be better, yeah

    Season's Greetings, have a Merry Christmas
    and here's to a very happy holiday
    A new year full of joy and sharing
    and a lower interest rate

    (chorus X 2)

    The charging season begins
    The charging season begins
    The charging season begins....
    (Stavro Arrgolus)
    Current Rating 10.0 (2 votes)
    Messages about the song: "Credit Card Christmas"
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    Song samples are provided for information purposes only and are intended to enable the users to sample the music (as they are in very low quality) before they take the decision of purchasing the music. This right is expressly permitted under "Fair Use" as nonprofit educational purposes only. The ownership of the copyright of the songs rests with the respective owners.

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